Sep 02, 2010
Smyth County Courthouse Smyth County Courthouse
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Safe & Sound The Safest Place For Your Money is Still in the BANK
Here's why:

  • Deposits at FDIC-insured institutions are now insured up to at least $250,000 per depositor through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except for IRAs and other certain retirement accounts which will remain at $250,000 per depositor. (This supersedes the October 3, 2008 changes.)

  • In addition, National Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through June 30, 2010, all non‑interest‑bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

  • Banks are regularly and thoroughly examined by state and/or Federal regulators who focus on institutional performance, soundness and risk management.

  • The vast majority of America’s banks are highly capitalized, with a cushion of $1.3 trillion as a backup against possible losses.


Learn more about the safety of National Bank:

National Bank Receives BauerFinancial 5 Star Superior Rating

Are We in a Banking Crisis?

How Does the Current Economic Environment Affect Me?

FDIC Insurance Update

8/13/2010
Beware of E-Mail, Text and Phone Scams

Please beware of fraudulent e-mails, text messages and telephone calls asking for your personal information. National Bank never asks for personal or account information unless it is in direct response to a customer's request.

Please forward any suspicious e-mail to our security mailbox then delete it. Click here for e-mail address. Forward only those emails that claim to be affiliated with National Bank.