Consumer Privacy

What Does National Bank of Blacksburg Do with Your Personal Information?

Rev. Date 9/2025

PDF Version

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and checking account information
  • Overdraft history and account balances
  • Payment history and credit history
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons National Bank of Blacksburg (National Bank) chooses to share; and whether you can limit this sharing.
Reasons We Can Share Your Personal Information Does National Bank of Blacksburg Share? Can You Limit This Sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes –
to offer our products and services to you		 No We don't share
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes –
information about your transactions and experiences		 Yes Yes
For our affiliates' everyday business purposes –
information about your creditworthiness		 Yes Yes
For our affiliates to market to you Yes Yes
For our non-affiliates to market to you No We Do Not Share
To limit our sharing

 

  • Call 800-552-4123 - our Customer Assistance staff will be glad to help you.

  • Contact us through our website at www.nbbank.com/about-us/contact-us. Please ensure that all information required on the mail-in form is included.

  • Complete the mail-in form on the back of this sheet, detach, and return to us by mail.

    Please note:  If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

 
Questions? Call 800-552-4123 or visit www.nbbank.com 
Who We Are
Who is providing this notice? The National Bank of Blacksburg, which does business as National Bank, and National Bankshares Financial Services, Inc., which does business as NBB Wealth Management and NBB Insurance Services.
What We Do
How does National Bank of Blacksburg protect my information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does National Bank of Blacksburg collect my information? We collect your personal information, for example, when you
  • Apply for a loan or apply for financing
  • Open an account or use your credit or debit card
  • Make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only:
  • Sharing for affiliates' everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account - unless you tell us otherwise.
Definitions
Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Our affiliates include companies with a common corporate identity with National Bankshares, Inc., including National Bankshares Financial Services, Inc., which does business as NBB Wealth Management and NBB Insurance Services.
Non‑Affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • National Bank of Blacksburg (National Bank) does not share with non-affiliates so they can market to you.
Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • National Bank of Blacksburg doesn't jointly market.
Mail-In Form  
If you have a joint account, your choices will apply to everyone on your account unless you mark below.  
 
□ Apply my choices to me only.		 Mark any/all you want to limit:        
□ Do not share information about my creditworthiness with your affiliates for their everyday business purposes.    
□ Do not allow your affiliates to use my personal information to market to me.    
Name:
Address:
City, State, Zip
Account #:
Mail to: 
National Bank
PO Box 90002
Blacksburg, VA 24062