Rates & Fees

Interest rates on deposit accounts as of February 8, 2012. Click here to view our Service Fees.

Deposit Accounts
Account Annual Percentage Yield (APY) Interest Rate
Primeline Checking 0.03% 0.03%
NOW Checking (balance less than $2,500) 0.03% 0.03%
NOW Checking (balance $2,500 or more) 0.05% 0.05%
Statement Savings 0.05% 0.05%
Holiday Club 0.05% 0.05%
Health Savings Account (balance less than $2,500) 0.03% 0.03%
Health Savings Account (balance $2,500 or more) 0.05% 0.05%


Certificates of Deposit
Term Annual Percentage Yield (APY) Interest Rate
90 days 0.12% 0.12%
6 months 0.25% 0.25%
12 month- no penalty 0.27% 0.27%
12 months 0.36% 0.36%
18 months 0.41% 0.41%
24 months 0.63% 0.63%
36 months 0.85% 0.85%
48 months 1.03% 1.03%
60 months 1.27% 1.26%


IRA's - Traditional & Roth
Term Annual Percentage Yield (APY) Interest Rate
IRA Savings 0.30% 0.30%
12 months 0.36% 0.36%
18 months 0.41% 0.41%
24 months 0.63% 0.63%
36 months 0.85% 0.85%
60 months 1.27% 1.26%


Money Market Deposit Account
Daily Balance Annual Percentage Yield (APY) Interest Rate
0-$9,999.99 0.07% 0.07%
$10,000.00-$24,999.99 0.12% 0.12%
$25,000.00-$49,999.99 0.14% 0.14%
$50,000.00-$99,999.99 0.33% 0.33%
$100,000.00 + 0.45% 0.45%


Business Money Market Deposit Account
Daily Balance Annual Percentage Yield (APY) Interest Rate
0-$9,999.99 0.09% 0.09%
$10,000.00-$24,999.99 0.16% 0.16%
$25,000.00-$49,999.99 0.25% 0.25%
$50,000.00-$99,999.99 0.39% 0.39%
$100,000.00 + 0.52% 0.52%


Service Fees

Checking
Return Check Charge $30.00
Nonsufficient Funds Handling
      per check
      maximum per day
 
$30.00
$180.00
Returned Deposit Item $5.00
Stop Payment $20.00
Certified Check $10.00
Cashier's Check
      Customer
      Non-customer

$5.00
$15.00
 
Savings
Savings Overdraft Charge $20.00
 
Other     
Holiday Club Early Closing $5.00 & loss of interest
Check Cashing Non-Customer $10.00
Garnishments or Liens $50.00
Collection Item
     Customer
     Non-Customer
$10.00
$25.00
Letter of Verification Real Estate
 $10.00
Deposit/Loan Verification $10.00
Check/Document Copy $20.00/hour
Statement Copy $3.00
 
Wire Transfers      
Incoming
      Customer
      Checking PLUS & Primeline
      Non-Customer
$5.00
$2.50
$25.00
Outgoing
      Customer
      Checking PLUS & Primeline
      Non-Customer
$10.00
$5.00
$25.00
International
      Customer
      Non-Customer
$50.00
$50.00
 
VISA® Check Card/ATM          
ATM Withdrawal/Inquiry on non-National Bank Machine $1.50
 
Additional Services        
Fax (incoming or outgoing 3 page max.)
      local
      long-distance

$5.00
$10.00
Statement or Account Reconciliation $15.00/hour
Travelers Checks for One
      Checking PLUS and Primeline
1% of purchase
No Charge
Travelers Checks for Two 2% of purchase
Visa® Gift Card $4.95
   
The interest rate for all variable rate accounts may change after the account is opened. Account fees could reduce earnings on an account.

Learn more about our accounts!  Rates & Fees  |  Account Disclosure  |  Terms & Conditions