Rates & Fees

Interest rates on deposit accounts as of April 17, 2013. Click here to view our current Service Fees.

Click here to view our Service Fees effective July 1, 2013.

Deposit Accounts
Account Annual Percentage Yield (APY) Interest Rate
Primeline Checking 0.03% 0.03%
NOW Checking (balance less than $2,500) 0.03% 0.03%
NOW Checking (balance $2,500 or more) 0.03% 0.03%
Statement Savings 0.04% 0.04%
Holiday Club 0.04% 0.04%
Health Savings Account (balance less than $2,500) 0.03% 0.03%
Health Savings Account (balance $2,500 or more) 0.03% 0.03%


Certificates of Deposit
Term Annual Percentage Yield (APY) Interest Rate
90 days 0.06% 0.06%
6 months 0.09% 0.09%
12 month- no penalty 0.10% 0.10%
12 months 0.12% 0.12%
18 months 0.16% 0.16%
24 months 0.34% 0.34%
36 months 0.46% 0.46%
48 months 0.58% 0.58%
60 months 0.82% 0.82%


IRA's - Traditional & Roth
Term Annual Percentage Yield (APY) Interest Rate
IRA Savings 0.08% 0.08%
12 months 0.12% 0.12%
18 months 0.16% 0.16%
24 months 0.34% 0.34%
36 months 0.46% 0.46%
60 months 0.82% 0.82%


Money Market Deposit Account
Daily Balance Annual Percentage Yield (APY) Interest Rate
0-$9,999.99 0.04% 0.04%
$10,000.00-$24,999.99 0.06% 0.06%
$25,000.00-$49,999.99 0.10% 0.10%
$50,000.00-$99,999.99 0.22% 0.22%
$100,000.00 + 0.35% 0.35%


Business Money Market Deposit Account
Daily Balance Annual Percentage Yield (APY) Interest Rate
0-$9,999.99 0.05% 0.05%
$10,000.00-$24,999.99 0.10% 0.10%
$25,000.00-$49,999.99 0.16% 0.16%
$50,000.00-$99,999.99 0.26% 0.26%
$100,000.00 + 0.42% 0.42%


Service Fees

Checking
Return Check Charge $30.00
Nonsufficient Funds Handling
      per check
      maximum per day
 
$30.00
$180.00
Returned Deposit Item $5.00
Stop Payment $20.00
Certified Check $10.00
Cashier's Check
      Customer
      Non-customer

$5.00
$15.00
 
Savings
Savings Overdraft Charge $20.00
 
Other     
Holiday Club Early Closing $5.00 & loss of interest
Check Cashing Non-Customer $10.00
Garnishments or Liens $50.00
Collection Item
     Customer
     Non-Customer
$10.00
$25.00
Letter of Verification Real Estate
 $10.00
Deposit/Loan Verification $10.00
Check/Document Copy $20.00/hour
Statement Copy $3.00
 
Wire Transfers      
Incoming
      Customer
      Checking PLUS & Primeline
      Non-Customer
$5.00
$2.50
$25.00
Outgoing
      Customer
      Checking PLUS & Primeline
      Non-Customer
$10.00
$5.00
$25.00
International
      Customer
      Non-Customer
$50.00
$50.00
 
VISA® Check Card/ATM          
ATM Withdrawal/Inquiry on non-National Bank Machine $1.50
 
Additional Services        
Fax (incoming or outgoing 3 page max.)
      local
      long-distance

$5.00
$10.00
Statement or Account Reconciliation $15.00/hour
Travelers Checks for One
      Checking PLUS and Primeline
1% of purchase
No Charge
Travelers Checks for Two 2% of purchase
Visa® Gift Card $4.95
   
The interest rate for all variable rate accounts may change after the account is opened. Account fees could reduce earnings on an account.

Learn more about our accounts!  Rates & Fees  |  Account Disclosure  |  Terms & Conditions