Career Openings

National Bank is seeking a candidate for a full-time Credit Analyst position in Blacksburg. As an experienced analyst you will analyze new and existing commercial loans through analysis of borrower’s credit history, financial performance, current market trends, collateral, and feasibility. Spread and analyze financial statements, tax returns, and proformas/forecasts for Commercial and Industrial, Commercial Real Estate, and SBA loan requests. Identify risks/mitigants and make recommendations to senior management regarding additional credit enhancements to mitigate credit risk.  Support Loan Department by providing appraisal reviews based on third party data and industry analysis as needed.

REQUIRED SKILLS

• General working knowledge of MS Office.

• Highly motivated, self-driven individual who can think strategically and operate independently.

• Ability to motivate, influence and collaborate with others.

• Must have the ability to multi-task in a fast paced environment and prioritize.

• Strong oral and written communication skills.

• Strong analytical, critical thinking and problem solving skills.

REQUIRED EXPERIENCE

• Bachelor’s degree in Business, Finance or related field or three (3) years of equivalent related commercial credit and financial statement analysis experience and/or formal credit training required.

• Training in financial spreading software preferred

National Bank offers an exceptional benefit package. National Bank offers full-time employees a benefits package that includes health, dental, life and long term disability insurance and three retirement plans that include a traditional defined benefit plan, 401K with employer matching contributions and an Employee Stock Ownership Plan.  Salary commensurate with experience.  Interested applicants should send a resume and a completed application to the address listed at right.  EOE M/F/disability/Veteran

Apply Today!

• Guide members through complex transactions with confidence, knowledge, and accuracy
• Desire to build relationships with businesses and individual customers
• Develop skills in all types of branch transactions including, but not limited to, night deposits, ATM balancing, and more in-depth system knowledge.
• Balance cash drawers and prepare teller sheets
• Use computer system to verify customer account status
• Develop knowledge regarding bank products and services
• Look for opportunities to promote bank services
• Receives payment on all types of loans
• Greet customers and receive or handle deposits of all types
• Handle proportionate volume of work based on branch demands
• Performing basic client service maintenance (account reconciliation, address changes, stop payments, account transfers, processing check orders)
• Following policies and procedures to minimize risk​​

12/9/2025

Pulaski

National Bank is currently seeking candidates for a full-time Loan Operations Assistant in Pulaski. National Bank offers full-time employees a benefits package that includes health, dental, life, and long-term disability insurance and excellent retirement plans. Interested applicants should complete an application and attach a resume using the Employment Application link below. EOE M/F/disability/veteran

MAJOR ACCOUNTABILITY: 

The ability to perform the various duties within the loan operations department as assigned and according to existing procedures and methods. Major responsibilities include loan processing and input. Aiding coworkers with workload as necessary. Performs the following duties and special projects as assigned.

SPECIFIC DUTIES:

1. Loan processing (daily) - geocoding, ticklers for pending, correspondence with loan officers running Cross App transactions to activate loans:
   1. Consumer loans
   2. Commercial loans to include church loans
   3. Single pays and single pay renewals
   4. Demands and lines of credit including change in terms for these
   5. Line of credit renewals
   6. Fresh Starts
   7. Real Estate to include Consumer and Commercial (back up)
2. Quoting payoffs and answering customer questions with necessary
3. Employee is responsible for having a working knowledge of the compliance responsibilities pertaining to his/her job functions
4. Employee will maintain a knowledge of BSA/AML regulatory requirements at a level required by their job functions.
5. Special projects as assigned
6. File maintenance (daily)
7. Processing auto debits (daily)
8. Processing extensions
9. Processing auto insurance (daily)
10. E-Oscar reporting (done weekly)
11. Back up equity line skip payments
12. Employee is responsible for having a working knowledge of the compliance responsibilities pertaining to his/her job functions.
13. Employee will maintain a knowledge of BSA/AML regulatory requirements at a level required by their job functions. 

SYSTEMS USED:

• Xperience (daily)
• Synergy (daily)
• Laser Pro (daily)
• PDP (daily)
• SharePoint (daily)
• E-Oscar (weekly)